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If you run a business with more than $100,000 in monthly sales, banks consider you a high-volume merchant, which makes payment processing services challenging to access. Not having access to high-volume credit card processing services impacts your ability to serve your customers and grow.
Traditional banks may freeze, flag, or terminate your merchant account if you process more than that limit in payments or flag your business as too risky to work with and won't allow you to open a payment account at all, but SeamlessChex is here for you. We understand the challenges high-ticket and high-volume merchants face, and we’re committed to providing high-volume payment processing solutions that work for you.
This can happen automatically and without warning, since most traditional processors don’t do up-front underwriting for merchant accounts. As a result, businesses that work with them can do so for weeks, months, or even years before randomly getting their account frozen or terminated without much warning, with no dedicated account manager to speak with and get it rectified.
Industries Served
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We also serve other industries that may be unlisted. Contact a SeamlessChex account representative to learn if a high-ticket or high-volume merchant account is right for your business!
What is a High-Volume Merchant Account?
A high-volume merchant account is designed for merchants who regularly process large volumes of credit card transactions. These high-volume accounts are designed to meet the needs of businesses that need high processing capacity to serve their customers.
What Are High-Risk Merchant Services?
High-risk merchant services are payment processing solutions for merchants in so-called “high-risk” industries. Today, high-risk companies are more likely to experience fraud, chargebacks, and other payment processing issues when working with credit cards.
Who Are Considered High-Risk Business Accounts?
Check out our high-risk industries page for an exhaustive list of supported high-risk industries.
Why Are High-Volume Merchants Considered High-Risk Transactions?
With increased sales and higher-volume payment processing, there’s a potential for more people to use compromised credit card data to buy products. Additionally, high-volume and high-ticket merchant accounts may also experience significantly more chargebacks on a standard credit card payment.
What Qualifies As High-Volume Processing?
This can vary based on the payment processor and can be affected by factors like the type of merchant, the payment methods they accept, average transaction size, and the frequency of high-volume transactions.
What’s A Good Rate For High-Volume Credit Card Processing Services?
There’s no one-size-fits-all for merchant services. In fact, the going rate for merchant services accounts varies depending on various factors, including the type of business you run, your transaction processing volume, the payment processing method you use, and the financial institution, bank, or payment processing company you work with.
If you’re unsure what a reasonable rate for merchant services is for your business, consider your unique company needs and payment integrations and compare rates and fees from multiple payment processors. Look for high-volume merchant account providers that offer transparent pricing, no hidden fees, and helpful features like chargeback and fraud protection, and support for high-volume credit card processing.
How SeamlessChex Supports High-Volume Merchants
SeamlessChex has more than 15 years of experience providing payment processing services for merchants in high risk and diverse industries. In this time, we’ve developed unique relationships with more than 25 banks, allowing us to get your high-volume merchant account approved with the transaction limits you need AND room to grow.
High-volume merchants can use our payment platforms to process credit card, automated clearing house (ACH), and digital check payments without limits on their monthly sales volume. With our high-risk merchant account, you can easily manage all your payments and processing needs.
Whether you're a fast-growing company or an established enterprise, SeamlessChex can help your business reduce risk and accept high-volume payments easily and securely. We use cutting-edge fraud mitigation and chargeback reduction technologies to safeguard high-volume and high-ticket merchant accounts and decrease the risk of account termination.
How our high-volume Payment Processing Services can Help You:
High-risk merchant services are payment processing solutions for merchants in so-called “high-risk” industries. Today, high-risk companies are those that are more likely to experience fraud, chargebacks, and other payment processing issues when working with credit cards.
Examples of high-risk business industries include:
- Reduce payment fraud
- Lower chargeback ratios
- Protect merchant accounts
- Process secure transactions
- Improve business profitability
Partner with SeamlessChex to Process Your High-Volume Payments
Was your high-ticket or high-volume merchant account suspended or terminated by the processor or acquiring bank? Are payment limitations on your monthly sales hindering your company's growth?
If you want to process a large number of merchant transactions while protecting your business from fraud, SeamlessChex can help. You can easily set up a merchant account for your high-risk payments and get started with processing transactions. Contact us to learn more about our Seamless Merchant services, or sign up now to start accepting high-volume payments today.
