Create Your Adult Merchant Account

Once confined to specialty stores in back alleys, the internet has brought adult products and services to every home. 

Increased access to sex-related content and growing awareness about sexual wellness are contributing to the growth of the adult industry. Today, the American adult entertainment industry generates $15 an estimated billion a year.

An expert adult payment processor, SeamlessChex offers a range of adult payment processing and merchant services to help you grow without limits. 

Discover our high-risk payment products to find the best solution for your adult business today.

How Does SeamlessChex Help Adult-Oriented Businesses?

Although this is a very lucrative market, it’s difficult to run a successful business in the adult industry.

Because companies in the adult industry are usually regarded as high-risk businesses, most banks and payment processors refuse to provide merchant accounts. 

Without a merchant account, you can’t process debit and credit card payments, for example, which severely restricts your sales opportunities.

Unfortunately, finding an accommodating adult payment processor is only half the battle. Avoiding merchant account termination is also a constant struggle. Luckily, we’re here to help.

To protect your merchant account and minimize financial losses, SeamlessChex provides the most advanced fraud-mitigation tools and chargeback reduction technologies in the industry.

With more than a decade of experience serving adult merchants, SeamlessChex understands the unique needs of different types of sexually oriented businesses. 

We leverage our 25+ banking relationships to underwrite your business and help you set up an adult merchant account within days, whether you run an online adult novelty store or a pornographic website.

Why choose our adult merchant account services?

• No set-up costs
  
• 24/7 customer support
  
• Quick signup and approval
  
• Payment processing solutions for a diverse selection of adult businesses
  
• Easy integration with your website and shopping cart
  
• Low monthly costs and processing fees
  
• The ability to accept credit card, ACH, eCheck, and mobile payments
  
• Access to a secure, PCI-compliant payment platform
  

Why are Adult Merchants Considered High-Risk?

Despite growing acceptance of sex-related products and services in mainstream culture, there’s still some stigma attached to the adult industry. 

An unfavorable reputation is not the only reason banks deny adult merchant accounts, though.

In fact, a combination of factors ranging from legal restrictions to consumer behavior contributes to the labeling of the adult industry as “high-risk.”

Here are the most common reasons merchants struggle to find adult payment processors:

• Reputational issues. Some people still perceive adult content as taboo and immoral. Traditional banks and financial companies may decline to offer adult payment processing services to protect their public image.
  
• Strict regulations. From minimum age requirements to anti-obscenity laws, adult businesses operate in a heavily regulated industry. As such, many acquiring institutions avoid providing adult merchant accounts so they can stay out of potential legal trouble.  
  
• Payment fraud. Card-not-present (CNP) transactions are the main method of payment for adult entertainment and eCommerce businesses. Unfortunately, CNP transactions have higher rates of identity fraud than in-person card payments.
  
• High chargeback rates. It’s common for people to consume adult content, then feel ashamed when the transaction appears on their credit card statement. Many of these customers often file chargebacks to dispute the purchase and get their money back.
  

We serve businesses in these adult industries:

• Adult Photography
  
• Escort Services
  
• Fetish Items
  
• Lingerie
  
• Lubricants and Lotions
  
• Online Dating
  
• Phone Sex Operator
  
• Sex Education Course
  
• Streaming Services
  
• Strip Clubs
  
• Toys and Novelties
  

Don’t see your industry listed? Contact a Seamless Chex representative to find out if an adult merchant account is right for you.

Sign up for Adult Payment Processing Today

Are you having a hard time finding an adult merchant account provider? Is your current adult payment processor burdening you with sky-high fees? 

There’s a better way. 

If you need affordable and reliable merchant account services, SeamlessChex can help. Contact us to consult with our payment experts and set up your merchant account today.