Modern Payment Processing Solutions for All Business Types

Simple, reliable payment processing built for business owners — including high-risk, high-growth, and subscription-driven brands. No surprises. No shutdowns. No stress.

Accept cards, ACH, and e-checks — plus instant payouts — with dedicated support that treats your business like it matters.

Get Started
Personalized Payment Solutions For All Business Types
A+
  • Our customers love us
  • Our customers love us
  • Our customers love us
  • Our customers love us
  • Our customers love us
Accredited bussines
4.8/5
  • Our customers love us
  • Our customers love us
  • Our customers love us
  • Our customers love us
  • Our customers love us
google
4.8/5
  • Our customers love us
  • Our customers love us
  • Our customers love us
  • Our customers love us
  • Our customers love us
Meta
4.5/5
  • Our customers love us
  • Our customers love us
  • Our customers love us
  • Our customers love us
  • Our customers love us
Merchant Maveric
5/5
  • Our customers love us
  • Our customers love us
  • Our customers love us
  • Our customers love us
  • Our customers love us
Top Credit Card
#2,150
  • Our customers love us
  • Our customers love us
  • Our customers love us
  • Our customers love us
  • Our customers love us
Inc5000

Why Businesses Choose SeamlessChex
You Don’t Want Processing — You Want Peace of Mind.

Seamless Merchant
Credit & Debit Card Processing
Seamless Merchant

Accept Credit & Debit Cards — Without the Headaches

Spend less time chasing approvals
Improved authorization rates, including for hard-to-place merchants
Built-in fraud and chargeback support to reduce risk and disputes
Built to scale. No surprise holds. Flexible reserves.

Learn More
Debit and Credit Card Processing
Seamless Paynote
ACH Processing & Instant Payouts
PAYNOTE

Add ACH to your checkout — and send instant payouts.

Send and receive bank payments with real-time verification
Reduce fraud and returns with Plaid-verified transfers
Instant payouts to customers, partners, or vendors
Stop waiting days for funds to clear.

Learn More
ACH and eCheck Processing
Seamless Chex
eCheck Processing
SeamlessChex

Accept Checks Online - Faster Cash, Lower Cost

Turn paper checks into digital payments
Same-day deposits without waiting for mail
Lower fees and fewer chargebacks than cards
Get paid faster — and keep more of what you earn.

Learn More
ACH and eCheck Processing

Get Started — It’s Easier Than You Think

Get approved fast. Scale with confidence.High-risk should unlock growth — not restrictions. Find the right payment solution for you:

You’re in good company with our processing services

As a business owner, Paynote has helped to significantly reduce the number of checks we have to put in the mail, which has saved us on postage and time spent.

Clifford Parker
Clifford Parker
CEO @Parker Insurance

Seamless Merchant has been a great asset to our organization for the past 5 years. They are always quick to respond and a pleasure to work with.

Marek Zribko
Marek Zribko
Manager @Omar Mediterranean Cuisine

Seamless Merchant has been great at keeping our payment processing fees at an absolute minimum.

Jared Lubel
Jared Lubel
President @Ruby & Jenna

Thanks to the insightful advice and great service offered by the team at Seamless Merchant, our ecommerce business operates more efficiently.

Hakan Lindskog
Hakan Lindskog
Chief Operating Officer NeuroHacker Collective

eCheck verification has reduced returned checks for our clients by 63% resulting in thousands saved on bank fees. They also offer A+ developer support!

J.W. Epply
J.W. Epply
CEO @Connected.co

Very reliable verification and great customer service. Customer Support is always responsive and available.

Rory Marks
Rory Marks
Managing Partner @Central Diligence Group

We have over 90 locations and Seamless Chex helps us collect out money faster, easier and more efficiently.

Phil Levi
Phil Levi
Credit & A/R Manager@ Parts Authority, Inc.

Excellent service! Sending invoices with Paynote has significantly reduced A/R by letting our customers pay online.

Sam Ende
Sam Ende
CPA @Raich Ende

Malter & Co.

SeamlessChex helped us solve one of the crucial problems we were having as a business: recurring payment to vendors.

Justin Mitchell
Justin Mitchell
Founder, Owner@ SoFriendly

Paynote allows us to easily request one time and recurring rent payments from our tenants.

Sam Katz
Sam Katz
Executive Director@ Roxann Realty

SeamlessChex has made it easy for our business to receive funds the next day from our clients.

Tiffany Kapp
Tiffany Kapp
Managing Partner@ Custom Business Solutions

Every small business needs Paynote! Paynote's allowed me to send and receive payments quickly, securely, and reliably.

Jeff Swersky
Jeff Swersky
Owner @Jeff Swersky
Consulting

SeamlessChex has been an invaluable addition to our company. It has drastically reduced the time to receive.

Alim Sunderji
Alim Sunderji
COO @Sleeptronic @Parker Insurance